Terms of Service

1. Agreement to Terms

By accessing or using QuantFrame ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute a legally binding agreement between you and QuantFrame. Please read them carefully.

2. Description of Service

QuantFrame is an online educational platform that provides:

• Personalized learning roadmaps for quantitative finance
• Interactive math and coding problems
• Educational content, lessons, and tutorials
• Interactive coding projects with in-browser Python execution
• Daily challenges and gamified learning features
• Progress tracking and achievements

3. Account Registration

To access certain features of the Service, you must register for an account. When registering, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as necessary
• Keep your password secure and confidential
• Not share your account with others
• Notify us immediately of any unauthorized use of your account
• Be at least 13 years of age (or the age of digital consent in your jurisdiction)

You are responsible for all activities that occur under your account.

4. Subscription and Payment

4.1 Subscription Plans

QuantFrame offers both free and paid subscription tiers. Paid subscriptions ("Pro") provide access to premium features including personalized roadmaps, advanced content, and additional learning resources.

4.2 Billing

Subscription fees are billed in advance on a monthly or annual basis, depending on the plan you select. All payments are processed securely through Stripe. Prices are displayed in USD unless otherwise specified.

4.3 Automatic Renewal

Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You authorize us to charge your payment method on file for the renewal.

4.4 Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation:

• Your subscription will remain active until the end of the current billing period
• You will not be charged for subsequent billing periods
• You will retain access to Pro features until your current period expires
• After expiration, your account will revert to the free tier

5. Right of Withdrawal and Refunds

5.1 Digital Content Exception

QuantFrame provides digital content and services. Under consumer protection law in many jurisdictions, you may have a right of withdrawal for online purchases.

However, for digital content that is not supplied on a physical medium, this right of withdrawal is waived once performance has begun, provided that:

• You have given your explicit prior consent to begin performance during the withdrawal period
• You have acknowledged that you will lose your right of withdrawal once performance begins

5.2 Exceptions

Refunds may be provided at our sole discretion in the following circumstances:

• Technical issues that prevent access to the service and cannot be resolved
• Duplicate or erroneous charges
• Subscription purchased but no premium content accessed within the first 24 hours

To request a refund in these exceptional circumstances, please contact us at contact@mirkovic.dev within 7 days of the charge.

5.3 No Refunds for Partial Periods

No refunds or credits will be provided for partial subscription periods. If you cancel your subscription, you retain access until the end of your current billing period.

6. Acceptable Use

You agree not to:

• Share your account credentials with others
• Copy, redistribute, or resell our content
• Use automated systems to access the Service (bots, scrapers, etc.)
• Attempt to bypass any security measures
• Use the Service for any illegal purpose
• Harass, abuse, or harm other users
• Submit false or misleading information
• Interfere with the proper functioning of the Service

7. Intellectual Property

All content on QuantFrame, including but not limited to text, graphics, logos, code, problems, solutions, tutorials, and educational materials, is owned by QuantFrame or its licensors and is protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial educational purposes only. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

Code you write and submit through our platform remains your property. However, by submitting code, you grant us a license to use it for service improvement and analytics purposes.

8. User Content

You may create content on our platform, such as journal entries and code submissions. You retain ownership of your user content, but you grant us a worldwide, royalty-free license to use, store, and display your content as necessary to provide the Service.

You are solely responsible for the content you create and must ensure it does not violate any laws or third-party rights.

9. Disclaimers

10. Limitation of Liability

To the maximum extent permitted by applicable law, QuantFrame shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:

• Your use or inability to use the Service
• Any unauthorized access to your data
• Any errors or omissions in the content
• Any financial decisions you make based on our educational content

Our total liability shall not exceed the amount you have paid us in the 12 months preceding the claim.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice. Reasons for termination may include, but are not limited to:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of subscription fees
• Conduct that harms the Service or other users

Upon termination, your right to use the Service will immediately cease. Provisions that by their nature should survive termination shall survive.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

13. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law provisions.

In the event of a dispute, we encourage you to first contact us at contact@mirkovic.dev to seek an amicable resolution.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact Information

If you have any questions about these Terms, please contact us at: